Vance notes that folks taking right out pay day loans with Check City «sign a paper agreeing that when the mortgage goes to default, they have it adjudicated in 4th District Court. Therefore we get instances from all over the state, as a long way away as St. George.»
He adds that perhaps due to that, «we do not have possibly even ten percent associated with the defendants appear,» as a result of the distance numerous will have to travel.