It hires may get a court order to try to take money from your bank account to pay the debt if you receive federal benefits and have an unpaid debt, a creditor or the debt collector. The court order is known as a garnishment. WhatвЂ™s essential to understand is the fact that federal advantages ordinarily are exempt from garnishment. This means you ought to be in a position to protect your federal funds from being taken by the creditors, although you may need to visit court to take action.
The Federal Trade Commission (FTC), the consumer that is nationвЂ™s agency, has suggested statements on just how to protect your federal advantages of garnishment. The benefits that are federal are exempt from garnishment include:
- Personal Safety Advantages
- Supplemental Safety Income (SSI) Benefits
- VeteransвЂ™ Benefits
- Civil Provider and Federal Pension and Disability Benefits
- Military Annuities and SurvivorsвЂ™ Advantages
- Pupil Assistance
- Railroad Retirement Benefits
- Vendor Seamen Wages
- LongshoremenвЂ™s and Harbor WorkersвЂ™ Death and Disability Advantages
- Foreign Provider Pension and Disability Benefits
- Payment for Injury, Death, or Detention of workers of U.S.