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It hires may get a court order to try to take money from your bank account to pay the debt if you receive federal benefits and have an unpaid debt, a creditor or the debt collector. The court purchase is known as a garnishment. What is essential to learn is the fact that federal advantages ordinarily are exempt from garnishment. Which means you need to be in a position to protect your funds that are federal being taken by the creditors, although you may need to visit court to take action.