Bad Credit – exactly what does it suggest when you have a bad credit history?
Getting a Bad Credit Home Loan
You will need to do is check your credit score so you understand where you are starting from and what lenders will see when they run your credit report if you have a bad, or poor, credit score and need to apply for a mortgage, the first thing. You might find that your particular rating is not since bad as you thought, and you are clearly entitled to a typical home loan. Or perhaps you could find mistakes on your own report that require correcting, leading to a better credit history without you being forced to do just about anything.